Five ways to stay out of the red now – to get you into the black in the future According to the latest ABS figures, more than 70% of Aussie families are carrying some debt – with 26% of this group holding debts worth three or more times their annual disposable income.[1]If debt is holding Read more about FAMILY BUDGETTING[…]
1. Make a list Making a list might sound obvious, but Christmas shopping on impulse is dangerous. So make an old-fashioned shopping list and stick to it. Remember, shops spend a fortune on targeting your spending impulses – a list helps you beat them. 2. Set a budget and track it Use your list to Read more about 6 WAYS TO MAKE CHRISTMAS BUDGETING EASIER[…]
Around half of us make New Year’s resolutions – but only around 12% manage to succeed[1]. With getting out of debt and sorting out our finances high on the wish list each year, here are three tips to help you keep your resolution and make 2016 a financial success. Step 1: Clean up past The Read more about NEW YEAR RESOLUTIONS[…]
4 financial decisions to make after you’ve changed jobs You’ve changed jobs and you’re busy focusing on settling in and succeeding in your new role. Here are four financial decisions you’ll need to consider to ensure you’re on track. 1. Consider how you can eliminate or reduce debt The interest rates you pay on borrowed Read more about 4 FINANCIAL DECISION TO MAKE AFTER YOU’VE CHANGED JOBS[…]