So you’ve found your dream home, but it’s in need of a little TLC. While others may see this as a deterrent, this is actually a great opportunity to nab the house of your dreams at a price tag that’s within your means. Here’s how to tactfully negotiate the price without ruining your chances of Read more about THE PERFECT PROPERTY AT AN AFFORDABLE PRICE – IT’S NOT A MYTH[…]
ThreeSixty Research – Market update for March 2017 Download the full report below. /uploads/files/360R__Market_Update_WL_March2017.pdf If you would like to speak with one of our FInancial Advisers, please call us on 8223 3774 This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please Read more about 360 MARKET UPDATE 2017[…]
Did you know there are some smart ways to pay premiums so you make significant savings in the long term? Here are some ways to make your insurance more affordable: 1. Buy your insurance in super Did you know that buying insurance through super can be cheaper than buying it outside super? The same up-front Read more about 5 WAYS TO SMARTER INSURANCE[…]
If a cruise holiday has never been high on your agenda, you may be surprised to hear that some destinations are actually best seen by boat. Forget the increasingly impressive onboard experience that cruise ships now offer, these destinations have enough allure of their own to get you pulling those deck shoes on. Papua New Read more about FIVE CRUISE DESTINATIONS YOU NEED TO ADD TO YOUR BUCKET LIST[…]
Who would make decisions regarding your medical treatment or where you live if you weren’t capable of doing this for yourself? You can choose who can make decisions on your behalf regarding your medical and dental treatment and decide where you live if you are not capable of doing this for yourself. These are Read more about WHAT IS AN ENDURING GUARDIAN[…]
Five ways to stay out of the red now – to get you into the black in the future According to the latest ABS figures, more than 70% of Aussie families are carrying some debt – with 26% of this group holding debts worth three or more times their annual disposable income.[1]If debt is holding Read more about FAMILY BUDGETTING[…]
1. Make a list Making a list might sound obvious, but Christmas shopping on impulse is dangerous. So make an old-fashioned shopping list and stick to it. Remember, shops spend a fortune on targeting your spending impulses – a list helps you beat them. 2. Set a budget and track it Use your list to Read more about 6 WAYS TO MAKE CHRISTMAS BUDGETING EASIER[…]
Around half of us make New Year’s resolutions – but only around 12% manage to succeed[1]. With getting out of debt and sorting out our finances high on the wish list each year, here are three tips to help you keep your resolution and make 2016 a financial success. Step 1: Clean up past The Read more about NEW YEAR RESOLUTIONS[…]
4 financial decisions to make after you’ve changed jobs You’ve changed jobs and you’re busy focusing on settling in and succeeding in your new role. Here are four financial decisions you’ll need to consider to ensure you’re on track. 1. Consider how you can eliminate or reduce debt The interest rates you pay on borrowed Read more about 4 FINANCIAL DECISION TO MAKE AFTER YOU’VE CHANGED JOBS[…]
You may be in the enviable of one day entering retirement with your mortgage paid off, adequate superannuation savings and no debts left to pay off. However, the combination of high house prices, low interest rates and low inflation are making it more challenging to retire debt free with none or little of your super Read more about GREY DEBT AND THE BANK OF MUM AND DAD[…]