WILL YOUR SUPER BE ENOUGH IN RETIREMENT?

How much does a comfortable retirement cost? With the Association of Superannuation Funds of Australia (ASFA) estimating couples need $58,922 pa for a comfortable retirement and $34,064 pa for a modest retirement, and singles need from $23,000-$43,000 pa for a modest to comfortable retirement, those who aren’t prepared will face a significant shortfall.1 The cost Read more about WILL YOUR SUPER BE ENOUGH IN RETIREMENT?[…]

A STITCH IN TIME COULD SAVE YOU $1,000S WHEN IT COMES TO SUPER

A stitch in time couldsave you $1,000s whenit comes to super Sally Tindall, Money Editor, RateCity.com.au discusses how even small regular super contributions can add up to a more secure future. Are you prepared for the future? For many Australians, life in retirement is set to be a lot tougher than they think. That’s because Read more about A STITCH IN TIME COULD SAVE YOU $1,000S WHEN IT COMES TO SUPER[…]

A PERFECT PROPERTY AT AN AFFORDABLE PRICE

So you’ve found your dream home, but it’s in need of a little TLC. While others may see this as a deterrent, this is actually a great opportunity to nab the house of your dreams at a price tag that’s within your means. Here’s how to tactfully negotiate the price without ruining your chances of Read more about A PERFECT PROPERTY AT AN AFFORDABLE PRICE[…]

2016 BUDGET WHAT IT MEANS TO YOU

2016 Federal Budget – what it means to you As you know the Government released the 2016/17 Federal Budget with a number of proposed changes below.  We will gain clarity on the proposed changes as new information and further detail becomes available to us.  Once we have further clarity, we will contact you directly should Read more about 2016 BUDGET WHAT IT MEANS TO YOU[…]

FINANCIAL ADVICE BOOSTS CONFIDENCE IN RETIREMENT

Seventy-seven percent of Australian pre-retirees who haven’t enlisted the help of financial professionals1 don’t feel prepared for retirement. This concerning statistic was revealed in MLC’s Australia today report. Of the remainder, only 9% feel ‘prepared’ for retirement and only 14% consider themselves ‘somewhat prepared’ for retirement. Retirement is then, this is now For many Australians retirement seems Read more about FINANCIAL ADVICE BOOSTS CONFIDENCE IN RETIREMENT[…]

BUCKET-LIST PLACES TO SEE

How many of these domestic bucket-list places have you seen? With so many desirable holiday spots across the country, prestigious travel magazine Conde Naste named Australia as the ‘Top Destination of 2016’. So if you’re planning a trip, it might be worth swapping your next overseas holiday for an adventure closer to home. These Aussie Read more about BUCKET-LIST PLACES TO SEE[…]

GREY DEBT AND THE ‘BANK OF MUM AND DAD’

You may be in the enviable of one day entering retirement with your mortgage paid off, adequate superannuation savings and no debts left to pay off. However, the combination of high house prices, low interest rates and low inflation are making it more challenging to retire debt free with none or little of your super Read more about GREY DEBT AND THE ‘BANK OF MUM AND DAD’[…]

RECENT SUPER REFORMS AT A GLANCE

What the super reforms could mean for you On 1 July 2017, a range of super reforms take effect which are either positive or neutral for most Australians. The enclosed booklet will help you understand what the reforms could mean for you. The following booklet also outlines some opportunities that may be available before and Read more about RECENT SUPER REFORMS AT A GLANCE[…]